Acleda Bank Posts $59.4M Profit in Q3 Amid Global Uncertainty

PHNOM PENH, Cambodia (Nov. 13, 2025) — Acleda Bank Plc. reported a third-quarter profit of $59.42 million, with total assets rising 10.22% to $11.94 billion and loan assets up 3.51% compared to year-end 2024, according to a financial disclosure filed to the Cambodia Securities Exchange on Wednesday.

Return on average assets stood at 0.51%, while return on average equity reached 3.76% for the July–September period.

Non-executive director Kim Sotheavy said the bank’s performance came amid heightened global uncertainty, driven by trade tensions, policy instability and geopolitical conflicts, including the Russia-Ukraine war and unrest in the Middle East.

Despite regional challenges, Cambodia’s economy remained resilient in Q3, supported by strong exports in textiles, footwear, travel goods and agriculture, as well as stable private investment. However, growth is expected to soften in Q4 due to rising border tensions with Thailand and increased U.S. tariffs on Cambodian goods.

Sotheavy said Acleda continued to expand its digital infrastructure, with 219 self-service banking areas, 1,650 ATMs, 6,177 POS machines and over 5.39 million AC Super App registrations, including 740,000 business partners. The bank also extended service hours at select branches and signed multiple MOUs to enhance regional and cross-border payment capabilities.

By the end of September 2025, ACLEDA Bank had US$11.94 billion in total assets and US$9.28 billion in total savings deposits with over 6.18 million customers. Currently, ACLEDA BANK had more than 0.66 million business partners and 5.27 million ACLEDA Mobile subscribers for ACLEDA Super App.